Capture
Add rent and costs once. M.T.D.O. keeps the digital record, property and category attached.
CURRENT STATUS
Record-keeping service only. M.T.D.O. is not currently HMRC-recognised and does not submit quarterly updates or tax returns. Use it alongside recognised compatible software.
Find recognised softwareLANDLORD RECORDS + TENANCY ADMIN · Reviewed 16 August 2026
Keep the records. File through recognised software.
M.T.D.O. gives UK landlords one calm workspace for rent, costs, quarterly preparation and tenancy-law administration. It prepares your records; it does not transmit them to HMRC.
Digital record workspacePlain-English boundariesOperated by Paul Holt
£50k+mandatory now
£30k+from April 2027
£20k+from April 2028
4×updates every tax year
MTD SCOPE CHECK
Know your position in three minutes.
Use gross income before expenses. For the April 2026 intake, HMRC looks at your 2024–25 Self Assessment return.
Action required now
£52,000 qualifying income
You were likely required to start on 6 April 2026.
The first quarterly update was due 7 August 2026. There are no late-quarterly penalty points in the first year, but the update and digital records are still required.
Build my action planIndicative only. Eligibility can depend on return data and exemptions.
LANDLORD RECORD-KEEPING WORKSPACE
One source of truth. Four update packs. A clear hand-off.
Designed around the records and timetable in HMRC guidance, with an explicit hand-off to recognised compatible software for every submission.
Check
AI-assisted categorisation flags gaps and anomalies for your review. You stay in control.
Prepare
See each quarter’s income and expense totals, preparation status and next deadline.
Hand off
Move reviewed figures into recognised compatible software, or share the organised records with your adviser.
LIVE CALCULATOR
Quarterly summary builder
Prepare the core totals used for a quarterly update: property income and expense summaries. This calculator creates a draft, not an HMRC submission.
Q2 · 2026/27Draft
- Property income
- £13,200
- Allowable expenses entered
- − £3,650
- Operating position
- £9,550
78% ready · two checks remaining
2026 LANDLORD CONTROL ROOM
Tax changed. Tenancies changed too.
The Renters’ Rights Act changes below apply to private landlords in England. M.T.D.O. keeps the deadline and evidence trail visible beside your tax records.
Section 21 ended
“No-fault” eviction is abolished. Most existing and new assured tenancies are periodic, and possession now requires a valid statutory ground.
Rent rules reset
Increases are generally limited to once a year using the revised section 13 route, with at least two months’ notice.
No bidding wars
Landlords and agents cannot ask for, encourage or accept more than the advertised rent, or request more than one month in advance.
Pets & fair access
Pet requests must be considered, normally within 28 days. Discrimination because applicants have children or receive benefits is unlawful.
On the radar
The PRS Database and Landlord Ombudsman are scheduled for a later phase. They are not presented here as already in force.
Primary sources, not hearsay.HMRC: MTD for Income Tax Government: Renters’ Rights roadmap
LANDLORD MTD RESOURCE CENTRE
Straight answers, checked against HMRC.
Start with the rule that applies to you, then follow the official source links. Every guide states the current M.T.D.O. service boundary.
START HERE
Making Tax Digital for landlords: 2026 guide
Thresholds, qualifying income, exemptions and a practical preparation checklist.
Read the landlord guide DEADLINESQuarterly updates: dates, contents and penalties
What HMRC expects each quarter and what the first-year penalty easement really means.
Read the update guide RECORDSDigital record keeping for rental income
The amount, date and category data landlords need to capture and retain.
Read the records guideFREQUENTLY ASKED QUESTIONS
Before you rely on the service.
These answers are part of the product promise: useful preparation tools, precise limits and no claim of direct HMRC filing.
Is M.T.D.O. HMRC-recognised software?
No. M.T.D.O. is a landlord digital-record and quarterly-preparation workspace. You must use HMRC-recognised compatible software, or an adviser using it, to send quarterly updates and submit your tax return.
When does Making Tax Digital for Income Tax apply to landlords?
Individual landlords and sole traders with qualifying income over £50,000 should have started on 6 April 2026. The threshold falls to over £30,000 from 6 April 2027 and over £20,000 from 6 April 2028, subject to eligibility and exemptions. Qualifying income is gross property and self-employment income before expenses.
What does M.T.D.O. do?
M.T.D.O. organises landlord income and expense records, prepares quarterly totals, tracks deadlines and supports tenancy administration. It does not transmit information to HMRC or provide individual tax or legal advice.
Are there penalty points for late quarterly updates in 2026 to 2027?
HMRC says it will not apply penalty points for late quarterly updates in the 2026 to 2027 tax year. You must still keep digital records and send all quarterly updates before submitting your tax return. Late-return and late-payment rules still apply.
PRACTICAL AUTOMATION
Automate the routine. Keep professional judgement.
M.T.D.O. reduces repetitive record administration and makes each quarter easier to review. Accountants, tax advisers and legal professionals still matter when judgement, representation or regulated advice is needed.
MANUAL ADMINReceipts in different places → repeated entry → late surprises
M.T.D.O.Record once → review the quarter → use recognised filing software
M.T.D.O. organises records and operational information. It does not file with HMRC, provide regulated advice or replace professional judgement.
FOUNDING LANDLORD PRICING
Flexible record-keeping access.
Pay for the digital-record workspace, reminders and landlord tools. HMRC filing is not included.
Monthly Flex
£39/month
£99 one-off setup
- Up to 10 properties
- Digital income & expense records
- Quarterly preparation checks
- Tenancy compliance radar
MOST POPULAR
Annual Complete
£390/year
Setup included · save £177 in year one
- Everything in Monthly
- Annual figures workspace
- Priority record onboarding
- AI-assisted record health checks
Founding record-keeping offer. Prices exclude VAT if applicable. M.T.D.O. is not HMRC-recognised and does not submit to HMRC. Use recognised compatible software for filing. Cancellation, refund and service terms apply.
PRIORITY ONBOARDING
Build the records now. File through the right connection.
Reserve your place, then continue to the self-service payment desk. Before payment, the service boundary and consumer terms are shown again.
WHO IS BEHIND M.T.D.O.
Built and operated by Paul Holt in Manchester.
Paul Holt, a mathematician and technology builder, trades as M.T.D.O. — Making Tax Digital Online. The service is being developed openly as a landlord record-keeping and tenancy-administration workspace.
Read the full operator statementPaul Holt trading as M.T.D.O.
PO Box 11, Carver Street, Manchester, M16 9BZ
Record keeping, not HMRC filing.
No direct submission is represented or sold. A recognised software hand-off remains necessary.
Plain-language data controls.
See what is collected, why it is used, retention periods and how to exercise your rights.
Read privacy noticeCONTACT M.T.D.O.
One named operator. One clear route.
Paul Holt trading as M.T.D.O. handles product, payment and data enquiries. Orders and 14-day invoices are generated online.